Zoro Card: Credit Builder 2.5

Build credit with the Zoro Card, an innovative debit card solution. With no credit checks and instant approval, it's easier than ever to establish a strong credit history.

• Use your Zoro Card like a traditional checking account and debit card.
• Every month, we report your account activity to the credit bureaus.

How It Works

Behind the scenes, the Zoro Debit Card operates using a Credit Builder line of credit. This line of credit is fully secured by the amount you've added to your Zoro account. As you make transactions with your Zoro Card, your account is reported to the credit bureaus as a secured credit card.

Your Zoro Card functions just like a regular debit card. Add money to increase your balance and spend money to decrease it.

No Hard Credit Pull

One advantage of the Zoro Card is that it doesn't require a "hard pull" credit check when opening an account. This means that your current credit score won't affect your application.

Build Credit History

A good FICO score can open doors for various financial opportunities, including credit cards, car loans, home loans, and even rental agreements. According to FICO, your payment history holds the most weight when it comes to determining your credit score.

Zoro Card is an independent entity and has no affiliation with Kikoff, Dave, Cleo, Chime, Brigit, Klover, MoneyLion, Varo, Grain, Current, Providers EBT, Grid Money, Albert, Self Lender, Kikoff, Credit Strong, or Credit Karma.

• All cards are issued by Hatch Bank, Member FDIC, under license by Visa U.S.A., Inc.
• All accounts are subject to ID verification.

For more information about the Zoro Card, please visit zorocard.com.